The State of Ohio's Department of Insurance permits individuals in real estate-related occupations to acquire minority ownership in a title agency. Ohio is one of the 40 states that permit this type of investment by Realtors and mortgage companies.

Affiliated Business Arrangements must also comply with the Real Estate Settlement Procedures Act (RESPA), which defines how Realtors and lenders may form title agencies and participate in the title agency business.

These joint ventures create earnings by performing title and settlement services. ABA companies often have reduced expenses while generating dividends for investors. Participation in an Affiliated Business can:

• Provide a better value to your customers through one-stop shopping
• Earn investor's money by increasing your ancillary income
• Enhance an investor's prestige as a real estate professional

No two investors are alike...and we have the right joint venture arrangement to meet the needs of both you and your customers.