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The following information is offered as a general guideline.
Rates are applicable on residential transactions involving one-family to four-family dwellings and condominium units. They are subject to change and the final cost may vary based on special coverages or endorsements added to the policy. Please contact a First American representative for a firm quotation.
 
Rates Effective 1/1/03
STANDARD OWNER'S POLICY (NON-EAGLE COVERAGE)
(Minimum Premium: $175.00)
Amount of Insurance
Up to $150,000
$150,001-$250,000
$250,001-$ 500,000
$500,001-$10,000,000
$10,000,000 and above
           Per Thousand
$5.75
$4.50
$3.50
$2.75
$2.25
           Differential
$0.00
$187.50
$437.50
$812.50
$5,812.50
 
SECOND GENERATION EAGLE PROTECTION OWNER'S POLICY
(Minimum Premium: $200.00)
The rate is 115% times the rate for the Standard Owner's Policy in the applicable brackets.
 
FIRST MORTGAGEE POLICY
(Minimum Premium: $125.00)
Amount of Insurance
Up to $150,000
$150,001-$250,000
$250,001-$500,000
$500,001-$10,000,000
$10,000,001 and above
           Per Thousand
$4.00
$3.25
$2.50
$2.25
$2.00
           Differential
$0.00
$112.50
$300.00
$425.00
$2,925.00
 
ADDITIONAL INFORMATION
REISSUE RATE:
Where applicable, the reissue rate is 70% of the published rates in force for original insurance. Reissue rates apply up to the face amount of the previous policy. For additional coverage exceeding the prior insurance amount, current rates apply to the excess coverage. For residential properties, the prior policy cannot be more than ten (10) years old.
SIMULTANEOUS ISSUE:
When one or more lender policies are issued simultaneously with an owner policy, the rate for the lender policy (or policies) so simultaneously issued shall be $100 (each) for the amount of insurance not in excess of the owner policy. When additional coverage is needed for the lender policy (or policies), the premium shall be computed at the rates currently in force for original insurance. Policies simultaneously issued must cover identical land.
 
ENDORSEMENT FEES
Balloon Mortgage       Ohio Form 33       $75

Condominium   ALTA 4 / Ohio Form 342
ALTA 4.1 / Ohio Form 343
  $50
$100

Environmental Protection Lien   ALTA 8.1 / Ohio Form 390   $75

Manufactured Home   ALTA 7 / Ohio Form 320   $75

Planned Unit Development   ALTA 5 / Ohio Form 345
ALTA 5.1 / Ohio Form 346
  $50
$100

REM Comprehensive
(Minimum Premium: $150)
  ALTA 9 / Ohio Form 352
ALTA 9.1 / Ohio Form 352
ALTA 9.2 / Ohio Form 352
CLTA 100 / Ohio Form 352
  $.10 per $1,000
$.10 per $1,000
$.10 per $1,000
$.10 per $1,000

Street Assessment
(Minimum Premium: $30)
(Maximum Premium: $200)
  ALTA 1 / Ohio Form 314   10% of Premium

Survey Coverage   Lender / Ohio Form 380
Owner / Ohio Form 380
Lender & Owner / Ohio Form 380
  $50
$100
$100

Variable Rate   ALTA 6 / Ohio Form 317
ALTA 6.1 / Ohio Form 318
ALTA 6.2 / Ohio Form 319
  $75
$75
$75
 
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