If anyone claims a right against your insured title, you must notify us promptly in writing. This statement of loss must be provided to us no later than 90 days after you know the facts that will let you establish the amount of your loss. If you have been named in a lawsuit involving title to your real estate, please contact us immediately.

Your statement of loss must contain the following facts:

• The covered title risk(s) which resulted in your loss;
• The dollar amount of your loss;
• The method you used to compute the amount of your loss;
• The policy number shown on Schedule A;
• The county and state where the property is located.

You may want to provide us with an appraisal of your loss by a professional appraiser as part of your statement of loss. We may require you to show us your records, checks, letters, contracts, and other papers that relate to your claim and we may make copies of these papers. We may require you to answer questions under oath. Our obligation to you could be reduced if you fail or refuse to provide a statement of loss; you fail or refuse to answer questions under oath; you fail or refuse to show us the papers we request; and your failure or refusal affects our ability to dispose of or to defend you against the claim.